Developers and ownersLock your panel cost before you break ground
Fixed factory pricing, factory work that runs while your foundation goes in, and a conventional wood-framed building your lender already understands. Infill homes, rowhomes and multifamily up to six stories.
What changes for you
Price, schedule and a building your lender knows
Fixed factory price from contract through delivery. Lumber moves, labor moves, our number does not.
Factory production runs while you pour foundations. Shorter carry, earlier lease-up or sale.
Conventional wood framing. Your lender, appraiser and inspector see site-built construction.
Repeatable plans for rowhomes and multifamily up to six stories.
Carrying cost
Faster builds cost less to carry
Construction-loan interest runs for every month the loan is drawn. This example compares the U.S. average build with our 3-month* financing baseline per home, which includes manufacturing and GC completion.
- U.S. average build [1]
- 7.4 months
- MBS financing baseline per home*
- 3 months
- Panels are built while the foundation goes in
- 10 homes, $250K loan each
- $77,917
- modeled interest savings, $7,792 per home
| Loan per home | Interest, U.S. average [1] | Interest, MBS* | Savings per home | Savings, 10 homes |
|---|---|---|---|---|
| $200,000 | $10,483 | $4,250 | $6,233 | $62,333 |
| $250,000 | $13,104 | $5,313 | $7,792 | $77,917 |
| $300,000 | $15,725 | $6,375 | $9,350 | $93,500 |
| $400,000 | $20,967 | $8,500 | $12,467 | $124,667 |
| $500,000 | $26,208 | $10,625 | $15,583 | $155,833 |
Assumed 8.5% annual rate. Each home loan is fully drawn for its own construction period. Example only, not a loan quote; phasing, actual rates, draws and fees change the result. Figures are rounded.
*Illustrative timeframes, not guarantees. Actual timing depends on home size, design, project scope and GC finishing. [1] U.S. Census Bureau, Survey of Construction: new single-family homes completed in 2025, start to completion, as reported by NAHB, Sept. 8, 2026 (opens in a new tab).
Designs for developers
Rowhomes and multifamily, ready to price
Repeatable plans keep the panel set repeatable. Every design can be adapted to your site, or we build to your drawings.
RowhomesMBS-ROW-2406
The Brickline
Four brick townhomes. Three floors each.
- Beds
- 3
- Baths
- 2.5
- Homes
- 4
- Sq ft
- 2,406
MultifamilyMBS-MF-3726-2U
The Duet
Two homes. One simple building.
- Units
- 2
- Beds
- 3
- Sq ft / unit
- 1,863
- Bldg sq ft
- 3,726
RowhomesMBS-ROW-1665-3
The Malone Rowhomes
The Malone, three in a row.
- Beds
- 3
- Baths
- 2.5
- Homes
- 3
- Sq ft
- 1,665
On the books
Developer projects in design
Rowhomes, infill homes and multifamily for private developers in St. Louis and the Kansas City metro.
Concept renderingRowhomes
Kansas City Row Residences
Raymore, MO (Kansas City metro) · Two rows of rowhomes
In design
Concept renderingRowhomes and multifamily
Infill Lot Study
St. Louis, MO · Rowhomes, flats or apartments
In design
Concept renderingMultifamily
Stacked Flats
St. Louis, MO · Stacked two-bedroom apartments
In design
Concept renderingSingle-family infill
Infill Homes Prototype
St. Louis, MO · Two-bedroom infill homes
In design
Preliminary design modelMultifamily
Three-Story Walk-Up
The Ville, St. Louis, MO · Three-story residential building
In design
Getting a price
Three steps to a fixed number
01
You send plans
Permit-ready drawings and a site address: scope, package level, site and freight. No drawings yet? Our design team starts from a survey and lot dimensions.
02
You get a fixed factory price
Valid for 30 days, with freight priced in. The factory panel price is fixed from contract through delivery for the agreed scope.
03
We lock the schedule
Your production slot, delivery date and install sequence are confirmed at contract, and panels are built while your foundation goes in.
How does a faster build lower carrying costs?
Construction-loan interest runs for every month the loan is drawn. In our 10-home example, a $250,000 home loan at an assumed 8.5% carries about $13,104 in interest over the U.S. average 7.4-month build (U.S. Census Bureau Survey of Construction, homes completed in 2025) and about $5,313 over our 3-month financing baseline, which includes manufacturing and GC completion. That is about $7,792 saved per home, or $77,917 across 10 homes. Example only, not a loan quote: the timeframes are illustrative, and actual rates, draws, fees and GC finishing change the result.
Will a lender treat this as a manufactured home?
No. Fannie Mae's Selling Guide (B2-3-02) says panelized housing "is not considered manufactured housing" and receives "the same treatment as site-built housing." The home must conform to local building codes and sit on a permanent foundation. MBS panels form a conventional wood-framed building with no chassis or HUD-code unit. Use the word panelized with your lender and appraiser, and ask your construction lender early how it funds factory-built components.
Is the price really fixed?
Yes. The factory panel price is fixed from contract through delivery, regardless of movements in material or labor costs. The scope is set out in your quote.
Does an MBS home cost more to insure?
Homeowner's insurance after completion is a standard policy, the same as for a site-built home. During construction, our contract language covers panels at the factory and in transit, and we walk your insurance agent through builder's risk.
Do you pay referral fees?
Introductions may qualify for a commission if the project contracts. Ask MBS for the current approval process and terms.
Read more
Start a project
Two ways to start
Have drawings?
Send your plans. Get a fixed factory price.
Permit-ready drawings and a site address are all we need. Your estimate is valid for 30 days, with freight priced in.
Starting from a lot or an idea?
Talk to our team first.
Our in-house design team can start from a survey and lot dimensions, or from one of our catalog designs.
Or call 314-377-3335 or 1-844-GOPANELS, Monday to Friday, 8:00 AM to 4:30 PM. Want to see the line first? Book a factory tour.